HLF Forms NEW CLIENT APPLICATIONS DECLARATION ONLY NEW APPROVAL REFIX/REFI REMINDERS How To Guides Writing Loans Refix Processes Income Calculations Lending Processes for Different Application Types How To Write A Diary note How to Calculate Expenses How to write an SOA LEM Removal Annual Review Checklist SOA Shortcuts Responsible Lending Forms Closing the loan Referrals Early Repayment Allowances Loan Closing Process Commissions and Clawbacks Order Client Gift Box Reviewing the Loan Kiwisaver Kiwisaver Commissions (KS adviser only, no referral) Calculators Low Deposit Loan - Best Bank Calc Interest Rate Comparison Calc ANZ Overtime Calculator Multiple Property Maximum LVR Investment Calculator User = Wellington@hlf.co.nzPass = :Y-r3kDEwAp5hUU Docusign Send a document for E-Sign See document status already sent Allowable Repayment Frequencies