Nearly all lenders require a valuation in order to lend against a new build property. A new build property is anything that have received council code of compliance in the last 12 months.

If you want to know if your application would work with the one lender that might not require a valuation, get in touch with our team.

Monolithic properties, also sometimes referred to as ‘leaky homes’, refers to a type of construction where the exterior walls are covered with textured plaster. Commonly found in homes built during the late 1980s, 1990s and early 2000s, monolithic cladding was initially popular for its low cost, modern aesthetic and ease of application.

However, during this period, a lot of properties were found to be built incorrectly, or the products that were used were found to be unsuitable and failed.

Understanding the nuances of different property types is crucial for making informed buying decision.

In New Zealand, various forms of property ownership exist, each with its own set of rules and considerations. This article explores the most common property types in New Zealand, as we as potential things to watch out for with each one.

The type of property will be marked out in the sale & purchase agreement for that particular property.

Kāinga Ora First Home Loan is a government-backed home loan program that aims to help first-time home buyers in New Zealand achieve their homeownership goals.

The program offers a range of benefits, including lower deposit requirements and more flexible lending criteria, which can make it easier for first-time buyers to secure financing for their first home.