Kainga Ora, formerly known as Housing New Zealand’s goal is to get more Kiwis in houses. Because of this, they have a range of tools that help those out there with less than 20% deposit.

We work with the lenders and Kainga Ora to get you the best deal out there, all at no cost to you*. Typically their rates are lower than a standard 10% loan from a bank.

But here’s where it can get complex and everyone’s situation is different. We’d love to just give you the advice on our website, but there’s so much more to it than that. The good news is, we’re experts in these types of loans.

Let us know your situation below, or call on of our team, and we will be in touch ASAP!