You could only need as little as 5% deposit


With less than a 20% deposit available, there are some great deals out there in the market tailored for your situation.

In conjunction with Kainga Ora and the lenders that work with them, we can get home loans from as little as 5% deposit.

We are very familiar with both Kainga Ora First Home Loan applications and have been getting people these loans for years now.

They can be tricky to navigate all the rules and requirements, and that’s where we come in. We can fit you with the best lender for you, make sure you are certain to fit the requirements and guide you through the process from start to finish. All at no cost to you!

But we need to know one question from you first, see below…..

Did your household make more than $150,000 in the last 12 months?

This is taken from your IRD summary for the last 12 months - see full instructions on how to get that here.


Not Sure? Complete the quiz below and we will be in touch ASAP